What would you actually keep? List vs. sell off-market
Change the numbers to match your house. We show the result even when listing comes out ahead, because you should make this decision with real math.
Your house
Roof, systems, paint, flooring, kitchen, cleanout.
Mortgage, taxes, insurance, utilities.
List on the market
Sell off-market
Sliders are for comparing scenarios. Actual off-market pricing depends on condition, location and timing, and is discussed after the free review.
What you would keep
Closes in weeks. No repairs or showings.
Months to close, with showings, repairs and buyer-financing risk.
Off-market breakdown
Listing breakdown
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Calculator questions
How does this calculator work?
It subtracts commission, seller closing costs, repairs, carrying costs and your payoff from a listing sale price, then compares the result with an off-market sale where you skip repairs and showings and close sooner. All inputs are yours to change.
Is the off-market price shown a real offer?
No. The percentage is a slider you control so you can compare scenarios. Actual off-market pricing depends on condition, location and timing, and is discussed after the free home review.
What is the break-even off-market price?
It is the off-market price, as a percentage of your home's repaired value, at which both routes put the same money in your pocket. If an off-market buyer is at or above that number, selling off-market nets as much as listing, and closes sooner.